Saving in advance can increase your bank balance before the holidays arrive. Here are some tips to improve your bank balance a bit, so you have extra funds for Christmas.
1. Put your money in a piggy bank
A savings pot or piggy bank can be an easy way to put money aside, but noticeable, which will definitely make the difference during the holidays. Buy a piggy bank and throw in all the coins remaining in the bottom of your wallet at the end of each day. Even a few months of usual slippage can save you a modest but useful amount, and these coins are more advantageous in the tin than they are used for a morning coffee. Even if you end up spending it on something dull and every day like groceries or gas, you’ve eliminated an expense from your list without having to resort to a credit card or save money. It’s a fantastic result!
2. Buy less coffee
It sounds a little mundane, but we say it because it’s true; Unspent money is money saved and consuming less food and drinks is an easy way to save money. Even if it’s late in the year, cutting your morning coffee to $ 2 for an instant coffee at work starting in October could save you up to $ 100.
3. Sell your old stuff
You may have clothes that you no longer wear; If this is the case, eBay and Gumtree are definitely your friends and can help you turn unwanted or unwanted personal items into cash, as well as a humble garage sale before Christmas. Create an account if you do not already have one and enjoy the 40 free ads you can get per month on eBay.
Moreover, applications such as Carousel or Facebook are quickly becoming the solution of choice for crux wishing to sell anything. From ordinary household items such as clothing, tech parts, and expensive furniture, you will probably find a buyer near you for almost everything. Pue to know more, read Best places where you can sell your shoes online
4. Make your own meals
If you go out for lunch or dinner a few times a week, try cooking and preparing your own meals instead. You will save a good amount of money. Even if your daily meal only costs you $ 5 or $ 6, it’s $ 30 a week. If you shop smart, you can buy enough groceries for two meals a week with this amount! Try to consult social media and blogs to find healthy and cheap recipes.
5. Look for good deals online
Whether you are looking for groceries or Christmas gifts, the purchase of discounted items will certainly add up at the end of the week or month. Grocery shopping is likely to generate several small amounts of money, while you will want to get big discounts on your gift purchases. That being said, do not buy groceries that you will not eat just because they are on sale, as this will ultimately hurt your savings efforts by wasting money. And if you do not mind the idea of shopping online, there are many sites that often offer discounts and discounts on vouchers online for larger supermarkets. That means if you shop online, you could get $ 100 worth of groceries for almost $ 90 or even $ 80!
6. Do not take your card, but cash
If you take a cash amount with you and leave your card at home every time you go out, you can not spend more than your daily budget. This can significantly reduce the frequency with which you buy pulses, making it much easier to save money. If you stick to these tips and look for a little more for yourself, by the time Christmas comes, you’ll probably have more than enough savings for holiday spending.